I’m buying
Find the right home, explore financing, and prepare your offer with personal guidance.
Buying with Maritime PropertiesSearch homes & arrange showings →Talk with Steve about buying ↗AT HOME IN SOUTH ORANGE COUNTY
Local real estate experience.
Financing knowledge.
One clear plan.
Buy, sell, and explore financing with Steve Spiro—Principal Broker and mortgage loan originator at Maritime Properties. More than 40 years of real estate experience, with roots in Laguna Niguel since 1987.
Serving Laguna Niguel, Dana Point, San Clemente, Mission Viejo, and Aliso Viejo.
I’m selling
Plan your price, prepare your home, and navigate offers through closing with personal guidance.
Plan your home saleExplore our selling services →Email Steve about selling ↗
MEET YOUR BROKER
Steve Spiro
Principal Broker & Mortgage Loan Originator
A Laguna Niguel resident since 1987, Steve combines more than 40 years of real estate experience with mortgage knowledge to help you connect property decisions, financing, and your next move. Work with Steve and the Maritime Properties team to understand your options from the first conversation through closing.
CA DRE #01102481 · NMLS #1097399
Steve’s Zillow profile, reviews & past sales ↗
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MARITIME PROPERTIES · ASSOCIATE BROKER
Kevin Spiro
Connect with Kevin about your next home purchase or sale.
CA DRE #02220327
Call Kevin · 949-212-9086KevinSpiro.MP@gmail.comKevin’s Zillow profile, reviews & past sales ↗
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MARITIME PROPERTIES · REALTOR / SALES AGENT
Ilda Spiro
CA DRE #01881776
FINANCING
Financing knowledge for your next move.
Connect your property goals with a financing conversation. Explore purchase, refinance, and self-employed borrowing options with Steve, or investment and alternative financing with John.
QM & BANK-STATEMENT LOANS
Steve Spiro
Home financing & self-employed borrowers
- Traditional / Qualified Mortgage (QM) financing
- Bank-statement loans for the self-employed
- Home purchases, refinancing & preapproval
Steve’s loan resources & calculator →Book a consultation with SteveCall Steve · 949-212-3492Email Steve
NMLS #1097399 · CA DRE #01102481
NON-QM & PRIVATE INVESTMENT LOANS
John Perez
Alternative financing & property investors
- Broader non-QM loan options
- Investment-property & investor financing
- Private investment loans
NMLS / MLO #1273242 · CA DRE #01969913
Steve also offers bank-statement financing, a non-QM option for self-employed borrowers. All loans are subject to lender approval and program requirements.
ERET Inc. · NMLS #2167576
Ready to explore? Home search & showings
FIND YOUR PLACE
Explore homes for sale.
Search current CRMLS listings with Steve Spiro and Maritime Properties. Use the map and filters to explore your preferred area, price range, and home features.
If the search shows too many listings, zoom in or narrow your search criteria.
Change your search: Click Filters to edit your search criteria, then click Apply.
Start a new search: Click Filters → Clear, enter your new criteria, then click Apply.
What does the number mean? The number beside Filters is the number of search criteria entered. For example, Filters (8) means eight criteria are applied to your current search.
Search provided by CRMLS. If the search does not load on your device, use the full-screen search link above. Have a home in mind? Bring its address to your showing request below.
TAKE A CLOSER LOOK
Plan your property visit.
Tell us which home you would like to see and what times work for you.
Showing requests are not connected yet. You can prepare and copy your request below, but nothing is sent or booked. A showing requires confirmation of property access and availability.
Any required buyer representation agreement and agency disclosures will need to be completed before the tour.
IN OUR CLIENTS’ WORDS
Experience described by the people we serve.
Daily updates, even from 400 miles away
“He gave me updates everyday so I know what's happening that day and what to expect next.”
· Client testimonial excerpt
Personal care at every price point
“Our purchase was not top dollar, but Steve treated it with as much care as if it were a multi-million dollar sale.”
· Client testimonial excerpt
More client experiences →Read our latest reviews on Zillow ↗
Dated excerpts from our client testimonial collection. Individual experiences and results vary.